living benefits The 3 pillars of your wealth
You run your business. You are busy and your time is valuable. There are certain financial situations faced by your...
Types of Small Business Solutions In this video we explain the three most common types of life insurance for businesses: individual insurance, key person insurance, and buy-sell agreements.
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General FAQ
  • Why is Business Continuity Important?

    Business continuity is a proactive plan to avoid and mitigate risks associated with a disruption of operations. It details steps to be taken before, during and after an event to maintain the financial viability of an organization. Disaster recovery is a reactive plan for responding after an event.

  • Does My Small Business Have to Provide Health Insurance?

    As a small business owner, you may be asking, “do I have to provide health insurance to employees?” No business has to offer health insurance. However, the Affordable Care Act includes a mandate for certain large employers (with over 50 full time equivalent employees) to either offer qualified and affordable health benefits, or pay a tax penalty. This is commonly referred to as the employer mandate, “play or pay” requirement, or employer shared responsibility.

  • What is a group insurance policy?

    Group insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection.

  • Do companies have to offer life insurance?

    Most employers offer group-term life insurance as an employee benefit, although other types can be offered. Term insurance is life insurance that is in effect for a certain period of time only. Generally, in the case of employer-provided term life insurance, the term is for as long as the employee is employed.

  • Testimonials
    Desiree's Blog
    February 21, 2017
    I’ve been thinking recently about how I define success, and what a life well-lived encompasses. I’ve come up with ten pillars…
    February 21, 2017
    I’ve been thinking recently about how I define success, and what a life well-lived encompasses. I’ve come up with ten pillars…
    Desiree is a single mom and an entrepreneur. She doesn’t know other live than be an entrepreneur. Being independent self employed. Their parents give her a good foundation and she is so grateful for that. Desiree learn an early ages through their parents that the family are part of the business. Since kids are the reason to seek out a better life. Desiree considered her lovely daughter partner, and part of her journey. Being a single mom comes with a wealth of skills that do well in entrepreneurship like: multitasking, creativity, managing and/or operating on a budget, and problem-solving to say the least. That is why she love to help entrepreneurs parents, she doesn’t know about you but she does prefer work with a person that have been in your shoes and will be understand you better.
    Desiree Rada
    Self Employed Coach | Encore Career