Desiree’s Blog

The Three Fundamentals Pillars

I’ve been thinking recently about how I define success, and what a life well-lived encompasses. I’ve come up with ten pillars that I believe create the foundation for how I wish to live my life. My goal for outlining these is to help myself define my beliefs, but more importantly, to amplify the success of you,

Does My Small Business Have to Provide Health Insurance?

As a small business owner, you may be asking, “do I have to provide health insurance to employees?” No business has to offer health insurance. However, the Affordable Care Act includes a mandate for certain large employers (with over 50 full time equivalent employees) to either offer qualified and affordable health benefits, or pay a tax penalty. This

Do companies have to offer life insurance?

Most employers offer group-term life insurance as an employee benefit, although other types can be offered. Term insurance is life insurance that is in effect for a certain period of time only. Generally, in the case of employer-provided term life insurance, the term is for as long as the employee is employed.